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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 530-265-7940.
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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"I am so grateful for choosing Mimi Simmons"
"I certainly learned that it takes much experience, patience, hard work and long hours to make a transaction happen."
Beverly Carlson
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"I am so grateful for choosing Mimi Simmons"
This is an appreciation letter to Mimi Simmons, and her most dedicated associates, JoDanna Bishop, Tammy Andreozzi and Holli Navo, for helping me in one of the most challenging experience in my life. The short sale was on the market from February 28th to October 15th when escrow finally closed. I certainly learned that it takes much experience, patience, hard work and long hours to make a transaction happen. I am so grateful for choosing Mimi Simmons and her people to get me through this hard time. Thank You Again. Respectfully,
Beverly Carlson
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
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| A |
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S. |
 See More Real Estate Trivia > |
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Mimi Simmons
ERA Cornerstone Realty Group
101 Boulder Street
Nevada City, CA 95959
530-265-7940
Fax: 530-470-0839
mimisimmons@NUMBER1EXPERT.com
When you want the very best, Mimi is your agent! 5th generation Native of Nevada County and 26 years of real estate brokerage experience, Mimi's reputation exceeds her clients' expectations. Founder of ERA Cornerstone Realty Group, Mimi's energy and enthusiasm has taken her to the ceiling of sales performance, ranking in the top 1% in Nevada County for over 12 years and in the Top 20 Brokers in the USA with ERA National, closing up to $40,000,000 annually in past years.
Mimi's knowledge of homes and land gives her clients the edge in their property buying process. She is an expert in handling negotiations and contracts and has unmatched passion for real estate. She has daily knowledge of the changing industry. Her Team gives her clients the level of professionalism expected in today's highly competitive market. On top of Mimi's real estate expertise, she is extremely involved in the community.
"The best real estate experience we have ever had", is a quote from a Bay Area couple. Call Mimi right now and find out for yourself at 530-362-0010.     
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